Altering, from 3 percent to the Federal Reserve discount rate as of
January 1 of each year, the annual interest rate paid on a security
deposit under a residential lease after the end of a tenancy;
altering, to either 3 percent or the Federal Reserve discount rate,
whichever is less as of January 1 of each year, the annual interest
rate paid on a security deposit prior to the termination of a tenancy;
altering, from 6 months to 12 months, the interval at which interest
accrues on a security deposit under a residential lease; etc.